Ready to grow your money with a high-rate, low-risk investment at First Liberty Bank? Fill out the form below and we will contact you shortly.
Grow Your Money
Safe and Secure
Grow your savings with a First Liberty Bank Certificate of Deposit. CDs offer a safe, secure way to earn a competitive rate while keeping your money in a low-risk account. With a variety of term options available, you can choose the CD that best fits your financial goals.
TALK TO A BANKER TODAY
Why Switch to First Liberty Bank?
We are committed to providing the ease of small bank service while offering the big bank quality products.
Big Bank Ability... Small Bank Agility
Reach a real person at any time of the day with your banking questions and concerns.
24/7 Live Customer Service
Bank Local & Support Our Community
First Liberty Bank makes local decisions that invest in our community right here in Texas.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Over a Century of Service, Built on Trust
First Liberty Bank is a leading independent community bank with locations in Liberty, Dayton, Hardin, Huffman, China, Mont Belvieu, Livingston, Plum Grove, Alvin, Manvel, Pearland, West Houston, Galveston, and Buffalo Texas. Since 1913, FLB has provided a full array of banking services to citizens and businesses throughout the area, focusing on unsurpassed personal service, strong financial management, and access to the latest in technological resources. Big bank ability with small bank agility–that's FLB.
Already a customer? Click here to login.
Already a customer? Click here to login.
Learn About Other CD Options with FLB
- Minimum to open: $500
- Terms range from 30 days to 5 years
- Interest can be paid monthly, quarter, semi-annually or annually
- Choose how you want your interest paid: back into the CD or into another account at FLB
- CDs are subject to an early withdrawal penalty; see us for details
- All our CDs are fixed rate, which means you will receive the same rate throughout the term of your CD, regardless of changes in rates during the time you have your CD open
Tie Down Your Buffalo Special Rate Today
4.00% APY*
4 Months
3.85% APY*
12 Months
*APY (Annual Percentage Yield) assumes interest remains on deposit until maturity. Minimum opening deposit of $95,000. A minimum balance of $95,000 must be maintained until maturity. An early withdrawal penalty may be imposed as described in the Truth in Savings Disclosure. The interest rate on a Certificate of Deposit is fixed. Rate is accurate as of 02-19-2026. Advertised CD rates are subject to change at any time and are not guaranteed until the CD is opened. For new money only. New money is defined as money not currently on deposit with First Liberty Bank. Fees could reduce earnings. customer must also have an active non interest bearing checking account for the life of the cd. Non-interest bearing checking account contains separate terms and conditions with minimum balance requirements, inquire branch associates for details.