Take advantage of higher Money Market rates at First Liberty Bank. Fill out the form below and we will contact you shortly.
A Stronger Way to Save in Buffalo
Grow your savings with the Buffalo Special Money Market from First Liberty Bank. With competitive tiered rates and flexible access to your funds, it’s a smart option for customers ready to make the most of larger balances. A minimum daily balance of $10,000 is required to earn interest.
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Why Switch to First Liberty Bank?
We are committed to providing the ease of small bank service while offering the big bank quality products.
Big Bank Ability... Small Bank Agility
Reach a real person at any time of the day with your banking questions and concerns.
24/7 Live Customer Service
Bank Local & Support Our Community
First Liberty Bank makes local decisions that invest in our community right here in Texas.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Over a Century of Service, Built on Trust
First Liberty Bank is a leading independent community bank with locations in Liberty, Dayton, Hardin, Huffman, China, Mont Belvieu, Livingston, Plum Grove, Alvin, Manvel, Pearland, West Houston, Galveston, and Buffalo Texas. Since 1913, FLB has provided a full array of banking services to citizens and businesses throughout the area, focusing on unsurpassed personal service, strong financial management, and access to the latest in technological resources. Big bank ability with small bank agility–that's FLB.
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Full Details for CDs with First Liberty Bank
- Minimum to open: $500
- Terms range from 30 days to 5 years
- Interest can be paid monthly, quarter, semi-annually or annually
- Choose how you want your interest paid: back into the CD, into another account at FLB, or to you directly by check
- CDs are subject to an early withdrawal penalty; see us for details
- All our CDs are fixed rate, which means you will receive the same rate throughout the term of your CD, regardless of changes in rates during the time you have your CD open
| Balance Tier | APY* |
|---|---|
| $1,000,000+ | 3.05% |
| $250,000 – $999,999.99 |
2.25% |
| $100,000 – $249,999.99 |
1.85% |
| $10,000 – $99,999.99 |
0.65% |
*APY means Annual Percentage Yield. Rates are valid as of May 4, 2026, and are subject to change without notice. A minimum daily balance of $10,000 is required to earn interest. Service charge of ten dollars ($10.00) imposed if the daily balance on any day of the month falls below twenty-five hundred dollars ($2,500.00). The interest rate and APY applicable to your account depend on the rate tier associated with your account balance. Each debit in excess of six (6) per statement period will be assessed a service charge of ten dollars ($10.00). Fees may reduce earnings on the account. Additional terms, conditions, and restrictions may apply.
Tie Down Your Buffalo Special Rate Today
4.00% APY*
4 Months
3.85% APY*
12 Months